Bali, often called the “Island of the Gods,” is more than just a tropical paradise for travelers—it’s a haven for expats, digital nomads, and retirees seeking an affordable yet fulfilling lifestyle. Known for its stunning beaches, vibrant culture, and welcoming community, Bali has become a go-to destination for those looking to live well within budget.
But how much does it really cost to live in Bali? Can you enjoy a comfortable lifestyle on a budget? In this guide, we’ll break down all the essential expenses and provide practical tips to help you make the most of your time in Bali.
Table of Contents
- Understanding the Cost of Living in Bali
- Accommodation Costs in Bali
- Food and Dining Expenses
- Transportation Costs
- Lifestyle and Entertainment Expenses
- Utilities, Internet, and Other Essentials
- Healthcare and Insurance
- Miscellaneous Costs to Consider
- Total Monthly Budget Estimates
- Tips for Saving Money While Living in Bali
1. Understanding the Cost of Living in Bali
Overview of Budget Living in Bali
Living on a budget in Bali means maintaining the perfect balance between affordability and comfort. With low housing costs, inexpensive food, and a thriving expat community, Bali offers opportunities to live well for a fraction of the cost in Western countries.
Factors influencing your budget include:
- Location: Popular areas like Seminyak and Canggu are more expensive, while quieter towns like Ubud or Amed are more budget-friendly.
- Lifestyle Choices: Eating at local warungs (small eateries) and renting modest accommodations will significantly lower your costs.
Who is This Guide For?
This guide is tailored for:
- Expats settling in Bali long-term.
- Digital nomads balancing work and leisure.
- Retirees looking for a laid-back lifestyle.
- Long-term travelers on a tight budget.
2. Accommodation Costs in Bali
Types of Housing
Bali offers a range of accommodation options:
- Homestays: Rooms in local family homes, typically costing $200–$400/month.
- Shared Villas: Popular among digital nomads, with costs between $400–$700/month.
- Private Villas: Luxury living with amenities like pools and gardens, starting at $1,000/month.
Monthly Rent Estimates
- Budget: $200–$400/month for homestays or small apartments.
- Mid-Range: $500–$1,000/month for shared or private villas.
- Luxury: $1,500+/month for upscale villas in prime locations.
Tips for Saving on Housing
- Negotiate Long-Term Leases: Discounts are often available for 6- or 12-month leases.
- Join Expat Communities: Facebook groups like “Bali Housing and Rentals” offer insider deals.
3. Food and Dining Expenses
Eating Like a Local
- Warungs: Local eateries serve hearty meals for $1–$3.
- Street Food: Try delicious snacks like satay or nasi goreng for less than $2.
Western Dining Options
- Mid-Range Restaurants: Meals cost $5–$15, with Western-style breakfasts and international cuisine widely available.
Monthly Food Budget
- Cooking at Home: $150–$250/month for groceries from local markets.
- Eating Out: $200–$400/month, depending on your dining habits.
Tips for Cutting Food Costs
- Shop at local markets for fresh produce.
- Limit visits to supermarkets like Pepito or Carrefour, where imported goods are pricier.
4. Transportation Costs
Getting Around in Bali
- Motorbike Rental: $50–$100/month.
- Gas Prices: Around $1–$2 per gallon, costing $10–$15/month for regular use.
- Ride-Hailing Apps: Gojek and Grab rides start at $1 for short trips.
Public Transportation
Bali lacks extensive public transport, making motorbikes or ride-hailing apps the most practical options.
Cost-Saving Tips
- Long-Term Motorbike Rentals: Save money by renting for several months.
- Carpooling: Share rides with friends or neighbors to cut costs.
5. Lifestyle and Entertainment Expenses
Recreational Activities
- Yoga Classes: $5–$15/session, with packages available for regular attendees.
- Surfing Lessons: $20–$40 per session, including board rentals.
- Cultural Experiences: Visits to temples or traditional dances often cost less than $10.
Social Life and Nightlife
- Bars and Clubs: Drinks start at $3, with high-end venues charging $10–$15 for cocktails.
- Budget-Friendly Options: Happy hours and beach bars offer great deals.
Monthly Gym or Wellness Memberships
- Gym memberships: $30–$50/month.
- Wellness centers: Yoga or meditation memberships range from $50–$150/month.
6. Utilities, Internet, and Other Essentials
Monthly Utility Costs
- Electricity and Water: $30–$100/month, depending on usage and air conditioning.
- Garbage Collection: Often included in rent or costs around $5–$10/month.
Internet and Mobile Plans
- Home Internet: $20–$50/month, with fiber-optic options in urban areas.
- Mobile Plans: Local SIM cards cost $5–$20/month for 20–50GB of data.
Household Expenses
- Cleaning Services: $20–$50/month for weekly cleaning.
- Laundry: Drop-off services charge $2–$5 per load.
7. Healthcare and Insurance
Healthcare in Bali
- Clinics: Doctor visits start at $20, with treatments costing $30–$50.
- Hospitals: International-standard hospitals like BIMC provide quality care, but costs can be higher.
Insurance Options
- Short-Term Plans: Ideal for travelers, starting at $50/month.
- Long-Term Plans: Comprehensive expat insurance ranges from $100–$200/month.
8. Miscellaneous Costs to Consider
Visa Fees and Extensions
- Tourist Visas: $35 for a 30-day visa.
- Extensions: $70–$100/month for visa agents to handle renewals.
Unexpected Expenses
- Emergency Fund: Keep at least $500–$1,000 for unforeseen costs.
Banking and Money Transfers
- ATM fees: $2–$5 per withdrawal.
- Use services like Wise for affordable international transfers.
9. Total Monthly Budget Estimates
Low-Budget Living: $700–$1,000/month
- Accommodation: $200–$400
- Food: $150–$300
- Transportation: $50–$100
- Utilities and Internet: $50–$100
Mid-Range Living: $1,200–$2,000/month
- Accommodation: $500–$1,000
- Food: $300–$400
- Transportation: $100–$200
- Entertainment and Lifestyle: $200–$400
Luxury Lifestyle: $2,500+/month
- Accommodation: $1,500+
- Fine dining and nightlife: $500+
- Spa and wellness: $200+
10. Tips for Saving Money While Living in Bali
- Avoid Tourist Traps: Stick to local markets and eateries for the best deals.
- Join Local Communities: Expat and digital nomad groups often share tips and resources.
- Travel Off-Season: Enjoy lower costs on accommodations and activities.
- Negotiate Prices: Bargaining is common for rentals and market purchases.
Conclusion
Living in Bali on a budget is pretty much possible, and it’s an incredible opportunity to enjoy a high quality of life at a fraction of the cost in many Western countries. From affordable housing to delicious local food and vibrant culture, Bali offers a lifestyle that’s both enriching and economical.
Whether you’re a digital nomad, retiree, or long-term traveler, the key to success is mindful spending and adapting to local customs. With proper planning, you can make your Bali dreams a reality.
Have you lived in Bali or are planning a move? Share your tips or questions in the comments below!